Smarter Health Benefits for Your Team

ICHRA, group health, and payroll wellness benefits for businesses of any size. Explore your options below and find the right fit for your team.

Small Business Solutions

A smarter way to offer health benefits to your team.

Every business is different. We offer three primary solutions for small business health coverage — and we help you figure out which one is right for your team.

Individual Coverage HRA (ICHRA)

A flexible, modern alternative to traditional group health insurance. Your business sets a monthly reimbursement amount. Your employees choose their own individual plans. You control costs — they get coverage that fits their lives. No minimum participation. No renewal headaches.

Traditional Group Health Insurance

A single health plan covering all eligible employees under one policy. Group plans offer simplicity and broad coverage for businesses that prefer a traditional benefits structure. We help you evaluate carriers, plan options, and costs to find the right fit for your workforce.

Wellness Advantage (Section 125)

A fully-insured, payroll-deducted supplemental benefits plan — telemedicine, hospital indemnity, critical illness, and accident coverage. Works alongside your current health plan, funded through a Section 125 cafeteria plan.

Not sure if ICHRA is right for your business? Schedule a free consultation and we will walk you through your options.

Ready to find coverage that actually fits?

No pressure. No jargon. Just a real conversation with a licensed advisor — free.

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Licensed in Texas and Oklahoma | Ryan Hutson NPN: 21321807 | Mike Grimes NPN: 7850056

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