Health insurance in Dallas, Texas.
Health insurance help for Dallas and Dallas County from a licensed Texas agency. We compare every Marketplace plan we can offer in your ZIP code, check networks and drug lists, and handle the application with you.
Who do you need coverage for?
- Licensed insurance agencyTexas license 3449979. Verify
- $0 to work with usAgents are paid by the insurer. Your premium is the same.
- Real advisors, not a call centerA licensed advisor from first call to renewal.
- Your information stays privateWe never sell your data.
The Dallas County Marketplace, in numbers.
Live from the federal Marketplace API, the data behind HealthCare.gov, for plan year 2026. 2027 plans publish November 1 and this page switches over automatically.
- Plans
136 HealthCare.gov plans
33 bronze, 52 silver, 51 gold.
- Insurers
9 insurance companies
Which ones we can enroll you with depends on our appointments; we will tell you up front.
- Plan types
94 HMO, 18 POS, 24 EPO
No PPO plans. HMO, EPO and POS plans cover out-of-network care only in emergencies or with approval, so the network check matters.
| Insurer | Plans in Dallas County |
|---|---|
| Oscar Insurance Company | 23 |
| Blue Cross and Blue Shield of Texas | 21 |
| WellPoint | 20 |
| Ambetter from Superior HealthPlan | 18 |
| UnitedHealthcare | 14 |
| Molina Healthcare | 12 |
| Cigna Healthcare | 11 |
| Baylor Scott and White Health Plan | 10 |
| Imperial Insurance Companies, Inc. | 7 |
| Lowest priced plan | Before credit | After est. credit | Insurer |
|---|---|---|---|
| Bronze (HMO) | $433/mo | $124/mo | WellPoint |
| Silver (HMO) | $667/mo | $358/mo | Ambetter from Superior HealthPlan |
| Gold (HMO) | $588/mo | $279/mo | WellPoint |
Local help, from a licensed Texas agency.
Dallas County had the most Marketplace plans of any county we checked for 2026: 136 plans from 9 insurers, including Cigna Healthcare and Molina Healthcare, which were not selling in the Austin or Houston area counties. More choice means more to compare, and more chances to pick a plan whose network misses your doctor.
The Urban Inter-Tribal Center of Texas serves Native families in Dallas. Enrolled tribal members in the metroplex can get zero or limited cost-sharing and enroll any month through our EnrollNative service.
We serve Dallas, Irving, Garland, Mesquite, Grand Prairie, DeSoto, Cedar Hill and the rest of Dallas County.
What to know for 2027.
- Open Enrollment
November 1, 2026 to January 15, 2027
Pick by December 15, 2026 for January 1 coverage.
- Tax credits
Up to $63,840 for one person
Or $132,000 for a family of four. Above that, there is no premium tax credit for 2027.
- Texas Medicaid
Very limited for adults
Texas has not expanded Medicaid. Children qualify far higher, and CHIP covers children up to 201% of the poverty level.
Texas marketplace guide →2027 Open Enrollment →Medicaid limits →
For tribal members in Dallas.
Enrolled tribal members in Dallas can enroll any month and may qualify for zero cost-sharing. See EnrollNative.
Questions from Dallas.
How many health insurance companies sell Marketplace plans in Dallas County?
9 insurers offered 136 HealthCare.gov plans in Dallas County for 2026: Oscar Insurance Company, Blue Cross and Blue Shield of Texas, WellPoint, Ambetter from Superior HealthPlan, UnitedHealthcare, Molina Healthcare, Cigna Healthcare, Baylor Scott and White Health Plan, Imperial Insurance Companies, Inc..
What is the cheapest health insurance in Dallas?
For a 40-year-old non-smoker in 2026, the lowest priced silver plan in Dallas County was $667 a month before any tax credit, from Ambetter from Superior HealthPlan. At $45,000 of income the estimated premium tax credit brought it to about $358. Your price depends on your age, household and income.
Are there PPO health plans in Dallas?
Not on the Marketplace in 2026. Plans in Dallas County were HMO, POS, EPO, so check each plan's network for your doctors.
When can I sign up for health insurance in Dallas?
Open Enrollment for 2027 runs November 1, 2026 to January 15, 2027 on HealthCare.gov. Pick a plan by December 15, 2026 for coverage on January 1. Outside that window you need a qualifying life event; Medicaid and CHIP accept applications any time, and enrolled tribal members can enroll monthly.
Does it cost anything to use a health insurance agent in Dallas?
No. RedHealth Advisors is a licensed agency and is paid by the insurance company. Your Marketplace premium is the same whether you enroll on your own or with us.
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