Health insurance in San Antonio, Texas.
Licensed health insurance help for San Antonio and Bexar County: HealthCare.gov plans, supplemental coverage and small business benefits, with every tax credit applied and your doctors checked first.
Who do you need coverage for?
- Licensed insurance agencyTexas license 3449979. Verify
- $0 to work with usAgents are paid by the insurer. Your premium is the same.
- Real advisors, not a call centerA licensed advisor from first call to renewal.
- Your information stays privateWe never sell your data.
The Bexar County Marketplace, in numbers.
Live from the federal Marketplace API, the data behind HealthCare.gov, for plan year 2026. 2027 plans publish November 1 and this page switches over automatically.
- Plans
121 HealthCare.gov plans
32 bronze, 46 silver, 43 gold.
- Insurers
8 insurance companies
Which ones we can enroll you with depends on our appointments; we will tell you up front.
- Plan types
75 HMO, 18 POS, 28 EPO
No PPO plans. HMO, EPO and POS plans cover out-of-network care only in emergencies or with approval, so the network check matters.
| Insurer | Plans in Bexar County |
|---|---|
| UnitedHealthcare | 25 |
| Oscar Insurance Company | 23 |
| Blue Cross and Blue Shield of Texas | 21 |
| WellPoint | 20 |
| Ambetter from Superior HealthPlan | 12 |
| Baylor Scott and White Health Plan | 9 |
| Imperial Insurance Companies, Inc. | 7 |
| Community First | 4 |
| Lowest priced plan | Before credit | After est. credit | Insurer |
|---|---|---|---|
| Bronze (HMO) | $412/mo | $134/mo | Imperial Insurance Companies, Inc. |
| Silver (HMO) | $636/mo | $358/mo | UnitedHealthcare |
| Gold (EPO) | $532/mo | $254/mo | Community First |
Local help, from a licensed Texas agency.
Bexar County had 8 Marketplace insurers in 2026, including Community First Health Plans, a local nonprofit connected to University Health, the county's hospital system. UnitedHealthcare had the most plans in the county and the lowest priced silver plan for a 40-year-old.
San Antonio has a large military and veteran community. If you have TRICARE or VA health care that counts as qualifying coverage, you generally cannot also get a premium tax credit, but family members who are not covered may qualify.
We serve San Antonio, Converse, Leon Valley, Helotes, Alamo Heights, Kirby and the rest of Bexar County.
What to know for 2027.
- Open Enrollment
November 1, 2026 to January 15, 2027
Pick by December 15, 2026 for January 1 coverage.
- Tax credits
Up to $63,840 for one person
Or $132,000 for a family of four. Above that, there is no premium tax credit for 2027.
- Texas Medicaid
Very limited for adults
Texas has not expanded Medicaid. Children qualify far higher, and CHIP covers children up to 201% of the poverty level.
Texas marketplace guide →2027 Open Enrollment →Medicaid limits →
Questions from San Antonio.
How many health insurance companies sell Marketplace plans in Bexar County?
8 insurers offered 121 HealthCare.gov plans in Bexar County for 2026: UnitedHealthcare, Oscar Insurance Company, Blue Cross and Blue Shield of Texas, WellPoint, Ambetter from Superior HealthPlan, Baylor Scott and White Health Plan, Imperial Insurance Companies, Inc., Community First.
What is the cheapest health insurance in San Antonio?
For a 40-year-old non-smoker in 2026, the lowest priced silver plan in Bexar County was $636 a month before any tax credit, from UnitedHealthcare. At $45,000 of income the estimated premium tax credit brought it to about $358. Your price depends on your age, household and income.
Are there PPO health plans in San Antonio?
Not on the Marketplace in 2026. Plans in Bexar County were HMO, POS, EPO, so check each plan's network for your doctors.
When can I sign up for health insurance in San Antonio?
Open Enrollment for 2027 runs November 1, 2026 to January 15, 2027 on HealthCare.gov. Pick a plan by December 15, 2026 for coverage on January 1. Outside that window you need a qualifying life event; Medicaid and CHIP accept applications any time, and enrolled tribal members can enroll monthly.
Does it cost anything to use a health insurance agent in San Antonio?
No. RedHealth Advisors is a licensed agency and is paid by the insurance company. Your Marketplace premium is the same whether you enroll on your own or with us.
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