Health insurance in Tulsa, Oklahoma.
Health insurance help for Tulsa and Tulsa County: Marketplace plans, SoonerCare guidance, supplemental policies and employer benefits.
Who do you need coverage for?
- Licensed insurance agencyTexas license 3449979. Verify
- $0 to work with usAgents are paid by the insurer. Your premium is the same.
- Real advisors, not a call centerA licensed advisor from first call to renewal.
- Your information stays privateWe never sell your data.
The Tulsa County Marketplace, in numbers.
Live from the federal Marketplace API, the data behind HealthCare.gov, for plan year 2026. 2027 plans publish November 1 and this page switches over automatically.
- Plans
90 HealthCare.gov plans
30 bronze, 36 silver, 24 gold.
- Insurers
6 insurance companies
Which ones we can enroll you with depends on our appointments; we will tell you up front.
- Plan types
55 PPO, 35 HMO
PPO plans let you see specialists without referrals and include some out-of-network coverage.
| Insurer | Plans in Tulsa County |
|---|---|
| Blue Cross and Blue Shield of Oklahoma | 21 |
| Ambetter of Oklahoma | 20 |
| Oscar Insurance Company | 14 |
| CommunityCare | 13 |
| UnitedHealthcare | 13 |
| Medica | 9 |
| Lowest priced plan | Before credit | After est. credit | Insurer |
|---|---|---|---|
| Bronze (PPO) | $431/mo | $226/mo | Oscar Insurance Company |
| Silver (PPO) | $563/mo | $358/mo | Oscar Insurance Company |
| Gold (PPO) | $571/mo | $366/mo | Oscar Insurance Company |
Local help for Tulsa.
Tulsa County had the same seven Marketplace insurers as Oklahoma City in 2026, with 96 plans, most of them PPOs. CommunityCare, a Tulsa-based insurer, sold 13 HMO plans in the county.
Parts of Tulsa lie within the Muscogee (Creek) and Cherokee reservations, and the Indian Health Care Resource Center of Tulsa serves Native families in the city.
We serve Tulsa, Broken Arrow, Owasso, Jenks, Bixby, Sand Springs, Glenpool and the rest of Tulsa County.
What to know for 2027.
- Open Enrollment
November 1, 2026 to January 15, 2027
Pick by December 15, 2026 for January 1 coverage.
- Tax credits
Up to $63,840 for one person
Or $132,000 for a family of four. Above that, there is no premium tax credit for 2027.
- SoonerCare
Adults up to 138% of the poverty level
Oklahoma expanded Medicaid. We check SoonerCare before a Marketplace plan.
Oklahoma marketplace guide →2027 Open Enrollment →SoonerCare limits →
For tribal members in Tulsa.
Enrolled tribal members in Tulsa can enroll any month and may qualify for zero cost-sharing through EnrollNative. See EnrollNative.
Questions from Tulsa.
How many health insurance companies sell Marketplace plans in Tulsa County?
6 insurers offered 90 HealthCare.gov plans in Tulsa County for 2026: Blue Cross and Blue Shield of Oklahoma, Ambetter of Oklahoma, Oscar Insurance Company, CommunityCare, UnitedHealthcare, Medica.
What is the cheapest health insurance in Tulsa?
For a 40-year-old non-smoker in 2026, the lowest priced silver plan in Tulsa County was $563 a month before any tax credit, from Oscar Insurance Company. At $45,000 of income the estimated premium tax credit brought it to about $358. Your price depends on your age, household and income.
Are there PPO health plans in Tulsa?
Yes. 55 of the 90 Marketplace plans in Tulsa County were PPOs in 2026.
When can I sign up for health insurance in Tulsa?
Open Enrollment for 2027 runs November 1, 2026 to January 15, 2027 on HealthCare.gov. Pick a plan by December 15, 2026 for coverage on January 1. Outside that window you need a qualifying life event; Medicaid (SoonerCare) and CHIP accept applications any time, and enrolled tribal members can enroll monthly.
Does it cost anything to use a health insurance agent in Tulsa?
No. RedHealth Advisors is a licensed agency and is paid by the insurance company. Your Marketplace premium is the same whether you enroll on your own or with us.
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